Your investments may be spread across platforms. Cash may sit in different accounts. You may have property, pensions, debt, company equity and different strategies. InFrame brings it together — so you can understand where you are, how you got there, and where your current path could lead.
Asset Allocation
Capital Structure
€632,000
€188,000
Liquid Runway
Baseline: €632,000 today with €30k liquid reserves
The pieces may each make sense, but seeing the whole picture is difficult. InFrame brings together assets, liabilities, cash, ownership, commitments, financial history, and future projections into one financial picture instead of disconnected numbers.
€820k Assets across property, investments, and €30k liquid reserves against €188k debt.
Passive asset compounding outpaces debt interest. Mortgage principal amortises steadily.
Passive yield reaches €3,800/mo, surpassing household baseline living expenditure.
Debt eliminated. Capital compounding continues based on historical baseline returns.
What if you invest more? What if you pay down debt? What if you take a sabbatical or reduce work? The platform shows consequences based on assumptions, giving you the clarity to explore what could change.
Adjust monthly surplus allocation to see how your balance sheet diverges over 15 years.
Strategic Tradeoff: Psychological security & zero debt · Slightly lower terminal wealth
Accelerating mortgage repayment clears fixed monthly debt payments 7 years ahead of schedule, dramatically lowering your monthly freedom threshold.
A client's financial world doesn't live in one account. It is spread across investments, pensions, property, cash, liabilities, strategies and decisions made over time. InFrame gives advisors one structured picture of it all.
Product architecture supports multiple audiences while keeping the underlying decision engine consistent.
Build the complete financial picture for every client.
Set the client's financial picture. Keep it current. Explore the future together. Model decisions and understand the consequences during client conversations.
See two financial lives as one shared picture.
Understand your financial life together without having to put everything into one ownership bucket. Bring separate assets, shared assets, liabilities, and plans into one picture.
Get your financial world out of your head and into one picture.
When your financial life spans multiple accounts, keeping track of everything becomes a project of its own. InFrame gives you one place to build the picture and see where you could go next.
Shared visibility doesn't have to mean shared ownership. InFrame lets partners and households coordinate joint decisions without commingling distinct assets.
See the complete financial picture without forcing all bank accounts and legal titles to merge.
Look back to understand how your position changed. See today to understand your current position in one place. Look ahead to project where your current path could lead.
Aggressive Accumulation: 70% Equities / 20% Real Estate / 10% Cash
Monthly Inflow: €2,000 | 18 Actions Completed
Balanced Family Growth: 60% Equities / 25% Real Estate / 15% Cash
Monthly Inflow: €1,500 | Runway Floor: 6 Months (€28,800)
When market volatility strikes or life priorities shift, you have an immutable record of past decisions, assumptions, and agreed rules so you don't second-guess yourself in a panic.
Timely instructions guide when contributions are due at your bank or broker. You log actual outcomes and variances factually, preserving reality without guilt.
Review cadence ensures you revisit your strategy on your own schedule (semi-annually or annually) rather than reacting to daily headlines.
InFrame doesn't replace your bank, broker, or investment manager. It doesn't tell you what to buy or sell. Managing each part is not the same as understanding the whole.
A bank shows an account. A broker shows investments. A spreadsheet shows numbers you entered. InFrame brings all the pieces together so you can understand your financial world as a whole.
Clear definitions of our core financial framework, designed for transparency, mathematical rigor, and decision clarity.
InFrame is a financial decision support and long-term scenario modelling platform. It helps individuals, partners, and financial advisors understand their complete balance sheet, explore choices through interactive scenarios, and see how today's financial decisions impact their multi-decade financial trajectory.
The Boring Baseline is InFrame's projection of what happens if a person simply continues their current financial strategy without making changes. By making the unhurried progress of compound growth and regular debt paydown visible over 10 to 20 years, it helps wealth builders stay the course and avoid restless tinkering.
Liquid Runway measures how many months of mandatory living obligations and fixed debt commitments can be covered by readily accessible cash reserves without relying on active monthly income. It translates a raw bank balance into concrete months of survival security and career freedom.
The Freedom Crossover Point is the projected calendar date at which passive yield generated by appreciating, compounding assets meets or exceeds monthly lifestyle spending under defined assumptions. It marks the structural transition from working for income to financial independence.
InFrame is a financial decision support and long-term scenario modelling platform. It brings assets, liabilities, cash, ownership, commitments, financial history, and future projections into one picture — for individuals, shared households, and financial advisors.
InFrame does not replace your bank, broker, or investment manager. It does not provide automated investment recommendations, portfolio rebalancing, or trading. Its purpose is to provide context around your overall financial decisions and show how different choices could affect your long-term trajectory.
InFrame serves three audiences. Financial advisors use it to build and maintain a complete financial picture for each client. Shared households use it to understand two financial lives together without forcing ownership to merge. Individuals use it to move their financial understanding out of spreadsheets and scattered accounts into one structured picture.
No. InFrame does not store bank credentials or connect to financial institutions. You enter your financial data directly, which gives you full control over what is included and how it is categorised. This privacy-first approach means no third-party data broker has access to your information.
Shared visibility means partners or household members can see the combined financial picture without merging legal ownership. Each person keeps their individual assets, pensions, and debts clearly attributed. The shared workspace shows the combined view alongside each person's independent perspective.
Scenario projections let you model financial decisions — like buying property, changing jobs, or adjusting savings rates — and see how they would affect your net worth, liquid runway, and freedom crossover point over a 10 to 20-year horizon. The default projection, called the Boring Baseline, shows what happens if nothing changes.
Build your financial picture. Explore your options. Understand the path ahead.